Benefits | Limit of Benefit | |||||||||||
Travel Inconvenience Benefits | ||||||||||||
Trip Cancellation Reimbursement for loss of irrecoverable deposits or charges paid in advance or contracted to be paid for Air Ticket, accommodation, local tour packages and admission tickets if You are not able to take the Scheduled Flight due to insured events |
MYR5,000 | USD1,000 | TWD37,000 | |||||||||
HKD9,000 | JPY170,000 | KRW1,500,000 | ||||||||||
AUD1,700 | BND1,500 | INR94,500 | ||||||||||
Trip Curtailment Reimbursement for unused & non-refundable portion of Air Ticket and accommodation or reimbursement for additional cost of Air Ticket if you need to return to origin country due to insured events. |
Up to MYR2,000 | Up to USD500 | Up to TWD15,000 | |||||||||
Up to HKD4,000 | Up to JPY70,000 | Up to KRW600,000 | ||||||||||
Up to AUD690 | Up to BND1,500 | Up to INR38,000 | ||||||||||
Flight Delay on Arrival For every 6 consecutive hours delayed from original arrival time of Scheduled Flight |
Up to MYR1,000 (MYR200 per 6 consecutive hours delay period) |
Up to USD225 (USD45 per 6 consecutive hours delay period) |
Up to TWD7,300 (TWD1,400 per 6 consecutive hours delay period) |
|||||||||
Up to HKD1,800 (HKD360 per 6 consecutive hours delay period) |
Up to JPY35,000 (JPY7,000 per 6 consecutive hours delay period) |
Up to KRW300,000 (KRW60,000 per 6 consecutive hours delay period) |
||||||||||
Up to AUD350 (AUD70 per 6 consecutive hours delay period) |
Up to BND300 (BND60 per 6 consecutive hours delay period) |
Up to INR19,000 (INR3,800 per 6 consecutive hours delay period) |
||||||||||
Loss or Damage to Checked-In Baggage Cover loss or damage to Your Checked-In Baggage and/or baby stroller |
Up to MYR1,200 (MYR200 for each damaged Checked-In Baggage and/or MYR400 for each one lost Checked-In Baggage) |
Up to USD270 (USD45 for each damaged Checked-In Baggage and/or USD90 for each one lost Checked-In Baggage) |
Up to TWD8,800 (TWD1,400 for each damaged Checked-In Baggage and/or TWD3,000 for each one lost Checked-In Baggage) |
|||||||||
Up to HKD1,800 (HKD360 for each damaged Checked-In Baggage and/or HKD700 for each one lost Checked-In Baggage) |
Up to JPY40,000 (JPY7,000 for each damaged Checked-In Baggage and/or JPY14,000 for each one lost Checked-In Baggage) |
Up to KRW370,000 (KRW60,000 for each damaged Checked-In Baggage and/or KRW120,000 for each one lost Checked-In Baggage) |
||||||||||
Up to AUD400 (AUD70 for each damaged Checked-In Baggage and/or AUD140 for each one lost Checked-In Baggage) |
Up to BND360 (BND60 for each damaged Checked-In Baggage and/or BND120 for each one lost CheckedIn Baggage) |
Up to INR22,800 (INR3,800 for each damaged Checked-In Baggage and/or INR7,600 for each one lost CheckedIn Baggage) |
||||||||||
Baggage Delay on Arrival For every 6 consecutive hours delay from arrival time of Scheduled Flight to time You receive Your baggage |
Up to MYR400 (MYR200 per 6 consecutive hours of delay period) |
Up to USD90 (USD45 per 6 consecutive hours of delay period) |
Up to TWD3,000 (TWD1,400 per 6 consecutive hours of delay period) |
|||||||||
Up to HKD700 (HKD360 per 6consecutive hours of delay period) |
Up to JPY14,000 (JPY7,000 per 6 consecutive hours of delay period) |
Up to KRW120,000 (KRW60,000 per 6 consecutive hours of delay period) |
||||||||||
Up to AUD140 (AUD70 per 6 consecutive hours of delay period) |
Up to BND120 (BND60 per 6 consecutive hours of delay period) |
Up to INR7,600 (INR3,800 per 6 consecutive hours of delay period) |
||||||||||
Medical Expenses Benefit | ||||||||||||
Inpatient Medical Expenses due to Accident and/or Sickness occurring within Malaysia Outpatient treatment and/or dental treatment as a result of Accident to natural teeth as per limits below:
|
Up to MYR220,000 (Aged 30 days to 70 years old) Up to MYR110,000 (Above 70years old) |
Up to USD50,000 (Aged 30 days to 70 years old) Up to USD25,000 (Above 70years old) |
Up to TWD1,600,000 (Aged 30 days to 70 years old) Up to TWD800,000 (Above 70years old) |
|||||||||
Up to HKD390,000 (Aged 30 days to 70 years old) Up to HKD200,000 (Above 70years old) |
Up to JPY7,700,000 (Aged 30 days to 70 years old) Up to JPY3,800,000 (Above 70years old) |
Up to KRW70,000,000 (Aged 30 days to 70 years old) Up to KRW35,000,000 (Above 70years old) |
||||||||||
Up to AUD76,000 (Aged 30 days to 70 years old) Up to AUD38,000 (Above 70years old) |
Up to BND66,000 (Aged 30 days to 70 years old) Up to BND33,000 (Above 70years old) |
Up to INR4,000,000 (Aged 30 days to 70 years old) Up to INR2,000,000 (Above 70years old) |
||||||||||
Inpatient Medical Expenses due to COVID-19 Stage 3 to Stage 5 as a result You are being tested positive for COVID-19 during the Trip occurring within Malaysia Note: Hospital cashless admission service available |
Up to MYR350,000 | Up to USD80,000 | Up to TWD2,600,000 | |||||||||
Up to HKD620,000 | Up to JPY12,000,000 | Up to KRW100,000,000 | ||||||||||
Up to AUD120,000 | Up to BND105,000 | Up to INR6,500,000 | ||||||||||
Combined Limit of Benefit for 3 (a) (i) and 3 (a) (ii) | Up to MYR350,000 | Up to USD80,000 | Up to TWD2,600,000 | |||||||||
Up to HKD620,000 | Up to JPY12,000,000 | Up to KRW100,000,000 | ||||||||||
Up to AUD120,000 | Up to BND105,000 | Up to INR6,500,000 | ||||||||||
COVID-19 Diagnosis Quarantine Allowance |
up to MYR2,100 (MYR150 per day) |
up to USD490 (USD35 per day) |
up to TWD15,000 (TWD1,000 per day) |
|||||||||
up to HKD370,000 (HKD270 per day) |
up to JPY70,000 (JPY5,000 per day) |
up to KRW660,000 (KRW47,000 per day) |
||||||||||
up to AUD730 (AUD50 per day) |
up to BND630 (BND45 per day) |
up to INR39,200 (INR2,800 per day) |
||||||||||
Ground Inconvenience Benefits (Due to Snatch Theft only) | ||||||||||||
(i) Loss of Travel Documents (ii) Loss of Personal Money (iii) Loss of Personal Effects *Ground Inconvenience Benefit coverage due to Snatch Theft occurrence in the course of the Trip is limited only to one of the items (i, ii, or iii) during the period of ground cover. |
Up to MYR1,000 | Up to USD200 | Up to TWD7,300 | |||||||||
Up to HKD1,800 | Up to JPY35,000 | Up to KRW300,000 | ||||||||||
Up to AUD350 | Up to BND300 | Up to INR19,000 | ||||||||||
Emergency Medical Evacuation and Repatriation Due to Accident | ||||||||||||
Emergency Medical Evacuation (due to Accident) Emergency transportation and medical care to the nearest medical facility |
Up to MYR100,000 | Up to USD20,000 | Up to TWD730,000 | |||||||||
Up to HKD180,000 | Up to JPY3,500,000 | Up to KRW30,000,000 | ||||||||||
Up to AUD35,000 | Up to BND30,000 | Up to INR1,900,000 | ||||||||||
Emergency Medical Repatriation (due to Accident) In the event that You are hospitalized due to Accident and are medically necessary to be repatriated to the nearest Hospital in Your origin country to continue treatment, We will pay for reasonable transportation cost of one qualified medical attendant. |
Up to MYR100,000 | Up to USD20,000 | Up to TWD730,000 | |||||||||
Up to HKD180,000 | Up to JPY3,500,000 | Up to KRW30,000,000 | ||||||||||
Up to AUD35,000 | Up to BND30,000 | Up toINR1,900,000 | ||||||||||
Mortal Remains Repatriation (due to Accident) Pays for the cost of repatriation of mortal remains to Your origin country |
Up to MYR100,000 | Up to USD20,000 | Up to TWD730,000 | |||||||||
Up to HKD180,000 | Up to JPY3,500,000 | Up to KRW30,000,000 | ||||||||||
Up to AUD35,000 | Up to BND30,000 | Up toINR1,900,000 | ||||||||||
Personal Accident Benefits | ||||||||||||
Personal Accident Accidental death or permanent bodily disablement |
MYR100,000 (Aged 30 days to 70 years old) MYR50,000 (Above 70 years old) |
USD20,000 (Aged 30 days to 70 years old) USD10,000 (Above 70 years old) |
TWD730,000 (Aged 30 days to 70 years old) TWD370,000 (Above 70 years old) |
|||||||||
HKD180,000 (Aged 30 days to 70 years old) HKD89,000 (Above 70 years old) |
JPY3,500,000 (Aged 30 days to 70 years old) JPY1,700,000 (Above 70 years old) |
KRW30,000,000 (Aged 30 days to 70 years old) KRW15,000,000 (Above 70 years old) |
||||||||||
AUD35,000 (Aged 30 days to 70 years old) AUD17,000 (Above 70 years old) |
BND30,000 (Aged 30 days to 70 years old) BND15,000 (Above 70 years old) |
INR1,890,000 (Aged 30 days to 70 years old) INR945,000 (Above 70 years old) |
||||||||||
24-hour Travel Assistance Services | Included |
Travel Period | USD | KRW | JPY | HKD | TWD | AUD | BND | NPR | SAR | INR | MOP |
---|---|---|---|---|---|---|---|---|---|---|---|
One Way | 18.36 | 26,460.00 | 2,916.00 | 145.80 | 604.80 | 29.16 | 24.84 | 2,592.00 | 70.20 | 1,620.00 | 151.20 |
RETURN 1-10 days | 18.36 | 26,460.00 | 2,916.00 | 145.80 | 604.80 | 29.16 | 24.84 | 2,592.00 | 70.20 | 1,620.00 | 151.20 |
RETURN 11-30 days | 28.08 | 39,960.00 | 4,428.00 | 226.80 | 918.00 | 44.28 | 38.88 | 3,888.00 | 108.00 | 2,484.00 | 226.80 |
RETURN 31-90 days | 41.04 | 58,320.00 | 6,480.00 | 329.40 | 1350.00 | 64.80 | 56.16 | 5,616.00 | 156.60 | 3,564.00 | 334.80 |
Reach us if you need our help to support you with further details and clarifications
Universal Travel is an inbound travel insurance policy designed to provide coverage for travellers travelling to Malaysia.
Yes, it covers medical expenses for COVID-19 up to MYR 350,000.
Yes, this travel insurance is open to all nationality travelling into Malaysia
Yes. Guests must be at least 30 days old and above to qualify for AirAsia Universal Travel Insurance.
Your date of arrival in Malaysia is recommended as the effective date.
Your period of coverage should follow the duration that you are planning to be in Malaysia. This plan offers coverage for up to a maximum of 90 days.
Besides medical expenses for COVID-19, It also offers covers medical expenses for sickness and accident. Hospital cashless admission service available for in-patient service only
Other coverage under this plan are such as personal accidents, travel inconveniences, ground inconveniences, emergency medical evacuation and repatriation due to accident, as well as 24-hour travel assistance services. Please refer to the policy wording for more information.
No. We can't cover more than 90 days cover period.
Our premiums are competitively priced to offer excellent value. We believe our plans provide comprehensive coverage for your travel needs at an affordable cost. We have taken into consideration the necessary benefits that is needed for travelers comparable to the other insurers.