{"id":3370,"date":"2020-06-05T14:43:15","date_gmt":"2020-06-05T06:43:15","guid":{"rendered":"https:\/\/www.tuneprotect.com\/chatterbug\/?p=3370"},"modified":"2020-07-30T10:43:40","modified_gmt":"2020-07-30T02:43:40","slug":"10-reasons-why-you-should-get-pa-shield","status":"publish","type":"post","link":"https:\/\/www.tuneprotect.com\/chatterbug\/10-reasons-why-you-should-get-pa-shield\/","title":{"rendered":"10 Reasons Why You Should Get Our PA Shield Plan"},"content":{"rendered":"\n

Are you the breadwinner of the family? Do you have any debts? Would your death or disablement send your family into a financial strain?<\/em><\/h4>\n\n\n\n

If you answered yes to any of the questions above, then maybe it\u2019s time you looked into getting a Personal Accident plan. <\/p>\n\n\n\n

Sure, there\u2019re many Personal Accident plans out there, but finding the right plan can be tough and downright confusing. Allow us to enlighten you. Get to know our all-new PA Shield plan and why we think you should totally consider getting it.<\/p>\n\n\n\n

1. Accidental Death and\/or Permanent Disablement<\/h3>\n\n\n\n

What is a Personal Accident coverage without this benefit? Though it\u2019s morbid to think of potential deaths due to an accident, it is precisely that that made you consider a PA plan. So, if you answered yes to any of the questions above, then this is the benefit to look out for. After all, it\u2019s always good to leave your loved ones a sum to help cover any of your debts or for them to be able to make ends meet without you.<\/p>\n\n\n\n

PA Shield comes with 5 plans, each with a different amount of coverage ranging from RM100,000 to RM1,000,000. Check out our brochure here<\/a><\/strong> <\/a>for the full details and select the plan that fits you. <\/p>\n\n\n\n

2. Up to 150% Renewal Bonus<\/h3>\n\n\n\n

Sure, it sounds amazing (it is), but what does it mean exactly?  Let\u2019s break it down. First thing to note is that PA Shield is an annual plan which means you need to renew it every year.<\/p>\n\n\n\n

If you renew your plan for 3 consecutive years, you\u2019ll enjoy an increase of 30%<\/strong> on the Principal Sum Insured. This is increased by another 30% every 3 years. <\/p>\n\n\n\n

So after 15 years of continuous renewal, your Principle Sum Insured will be increased from 100%<\/strong> to 250%<\/strong>! \ud83d\ude4c Just be sure to renew your policy continuously to enjoy this bonus.  <\/p>\n\n\n\n

And if you\u2019re wondering what the Principle Sum Insured is, it is the sum paid in the event of death or permanent disablement due to an accident. <\/p>\n\n\n\n

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3. Parents Support Fund Benefit (Plan 3, Plan 4, and Plan 5 only)<\/h3>\n\n\n\n

As our parents grow older and start retirement, many start to bear the responsibility of caring for aging parents. In the unfortunate event of your passing due to an accident, you can be at peace knowing that your surviving parent has a support fund. This helps ensure they would still have some money if they no longer have a source of income. <\/p>\n\n\n\n

4. Extended Medical Expenses coverage to Hand, Foot & Mouth Disease (HFMD)<\/h3>\n\n\n\n

Mention HFMD to any parent and they immediately start to worry \ud83d\ude28 . This highly contagious disease is easily spread amongst kids and can also be spread to adults. It typically starts off with a fever followed by mouth ulcers and red rashes on the palm and feet, or around the buttocks and groin. Worse, some of these rashes may even become small blisters. <\/p>\n\n\n\n

With PA Shield, Medical Expenses incurred from HFMD are covered up to RM2,000<\/strong>. Plus, you can also get extended Medical Expenses coverage for Dengue Fever, Malaria, Japanese Encephalitis (JE) and Zika! Additionally, there is also a Bereavement Allowance that pays a lump sum of RM5,000 <\/strong>in the event of your passing.<\/p>\n\n\n\n

5. Hospital Income<\/h3>\n\n\n\n

Being cooped up in a hospital bed is likely to affect your income stream. PA Shield allows you to take it easy as you recuperate, as you can get a daily cash allowance up to a maximum of 180 days<\/strong>. <\/p>\n\n\n\n

6. Post Hospitalisation Supplement Allowance<\/h3>\n\n\n\n

We want to help you recover after your accident. If you need vitamins and supplements, go ahead and get them; we will reimburse up to RM500 <\/strong>per Accident. We just hope you feel better soon.<\/p>\n\n\n\n

7. Dental Correction and\/or Corrective Cosmetic Surgery<\/h3>\n\n\n\n

Love your smile? We love it too! Our PA Shield plan covers up to RM3,000<\/strong> for the cost of dental correction or corrective cosmetic surgery required due to accidents too. So don\u2019t forget to put on your best smile every day, there\u2019s no reason not to. <\/p>\n\n\n\n

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8. Repatriation Expenses<\/h3>\n\n\n\n

There\u2019s no place like home <\/em>\ud83c\udfe1. <\/em> No matter where we travel to, there\u2019s always something about home that calls you back. In the unfortunate event of your accidental death while travelling outside of your home country, we will reimburse up to RM5,000<\/strong> to transport\/repatriate your mortal remains back home. <\/p>\n\n\n\n

9. Snatch Theft and Robbery Reimbursement<\/h3>\n\n\n\n

You\u2019ve read many news reports and even seen videos of snatch thefts happening \u2013 perhaps you even know someone who\u2019s a victim of snatch theft or are one yourself. Each time you walk down the street, alert of your surroundings, your mom\u2019s voice echoes through your head to keep your belongings tucked safely. Such is the case for many walking down the street no matter day or night. To help ease your worries and to make things less scary, PA Shield covers up to RM1,000<\/strong>. <\/p>\n\n\n\n

10. Kidnap Benefit<\/h3>\n\n\n\n

Just like accidents, kidnapping could happen to anyone at any time.  If you were kidnapped, we\u2019d miss you. Which is why we pay a lump sum amount of RM5,000<\/strong> for the necessary expenses to recover you. We also offer a RM25,000<\/strong> reward for information in recovering you. So, please come back! If you do not, which we hope isn\u2019t the case, the Principal Sum Insured will be paid in full a year after your kidnapping. <\/p>\n\n\n\n

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Plus, there are so many other benefits that PA Shield offers such as Cashless Hospital Admission, Personal Liability and Terrorism coverage. You can find more information on our website here. <\/a><\/strong><\/p>\n\n\n\n

We also have a brochure available here<\/strong><\/a> <\/strong>for you to download or print. <\/p>\n\n\n\n

\ud83d\ude4b\ud83c\udffd \ud83d\ude4b\ud83c\udffd I’m interested! Where do I sign up? <\/em><\/p>\n\n\n\n

Connect to our agents here<\/a><\/div>\n\n\n\n
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Not quite convinced yet? Meet Alex and Sam, and get to know why they chose PA Shield.<\/strong> \ud83d\udc47 <\/strong> \ud83d\ude09 <\/p>\n\n\n\n

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