No. You need to opt for PAYD at the time of purchase of your private car insurance.
No. Only those who fall under the eligibility criteria are eligible to opt for PAYD.
You may opt for PAYD if you buy your private car insurance via our agents or walk-in at Tune Protect branches nationwide.
You should send your first mileage data on the effective date of your policy. For example, if you purchase your private car insurance with PAYD endorsement on 15/1/2019 but your cover starts on 1/2/2019, you will receive a confirmation notice of your PAYD enrolment on 1/2/2019 and you must submit your mileage data within 14 days from this date.
When you opt for PAYD, you will see your PAYD endorsement in your policy schedule. A SMS and/or an email will be sent to confirm your enrolment. You need to submit your mileage data within 14 days of our confirmation of your enrolment.
Yes, as long as you fulfil the PAYD eligibility criteria.
You still need to submit your mileage data during the three (3) submission points, failing which your refund entitlement will be forfeited.
PAYD is an endorsement to your private car insurance policy. If you do not want to enjoy the PAYD benefits, you do not need to submit your mileage data and your PAYD eligibility will be forfeited.
No. The same PAYD eligibility criteria applies to both new and renewal policies. If you do not fall under the eligibility criteria at renewal, you are not able to opt for PAYD.
To enjoy the premium refund benefit, you must complete the policy period of twelve (12) months. If you cancel your policy earlier, your premium refund entitlement will be forfeited.
No. You will still be entitled to the PAYD premium refund as the refund is not dependent on your renewal.
Yes. However, the PAYD premium refund will only be based on the policy period of twelve (12) months. You will need to submit your mileage data at month twelve (12). The extended period of your policy will not be entitled for PAYD.
You will not be entitled for the PAYD premium refund if: