1. What is this product about?
This product provides you coverage for Loss of Cash & Personal Valuables due to Snatch Theft or Robbery in respect of items carried personally by the lnsured Person(s) outside his/her home.
2. What are the benefits?
Please refer to Table of Benefits in the benefit schedule. Duration of cover is one year. You need to renew your cover annually subject to applicable terms and conditions.
3. How much premium do I have to pay?
The premium that you have to pay will depend on the plan selected.
| Coverage | Basic Plan (RM) | Premier Plan (RM) |
|---|---|---|
| Loss of Cash & Personal Valuables due to Snatch Theft or Robbery | 1,000.00 | 1,500.00 |
| Yearly Premium | 19.99 | 25.99 |
4. What are the fees and charges that I have to pay?
- Stamp Duty of RM10
- Service Tax is chargeable on the premium at the prevailing rate, where applicable
5. What are some of the key terms and conditions that I should be aware of?
- Duty of Disclosure
You must disclose all material facts in your application form fully and faithfully, otherwise your policy may be avoided. Material facts are your age, medical condition and any other information that may affect your risk profile. If you are not sure whether a fact is material, please seek our advice.
- Payment Terms
The insurance will not be effective unless the premium payable has been fully paid.
- Claims
- The Company will pay the lnsured Person(s) in accordance to the limits stated in the Schedule of Benefit for loss of Cash and Personal Valuables in consequence of a snatch theft or robbery for items owned by him/her.
- Theft or robbery must be reported to the police.
- Limit of Liability per Plan
- Basic Plan – RM1,000.00 Anyone Incident or per policy year
- Premier Plan – RM1,500.00 Anyone Incident or per policy year
6. What are the major exclusions under this Policy?
This insurance does not cover:
- Animals
- Automobiles and automobile equipment, trailers and caravans, boats and other means of transport equipment
- Contraband or illegal goods
- Document, identity papers, passport, credit and payment cards, transport tickets, stocks and securities
- Contact lenses, hearing aids, prosthetic limbs, artificial teeth or dental bridges
7. Can I cancel my policy?
You may cancel the policy at any time by giving us a written notice.
8. Would that be any Administrative Cost when I cancel the policy?
A minimum of RM15.00 shall be borne by Insured Person(s) / Policyholder in the event of termination.
9. What should I do if there are changes to my contact details?
It is important that you inform us of any changes to your contact details to ensure that all the correspondence reach you in a timely manner.
10. Where can I get further information?
Should you require additional information about our Tune Protect Guard Easy policy or any other types of insurance products, you may visit our website at https://www.tuneprotect.com/.
If you have any enquiries, please contact us at:
Tune Protect Malaysia
Tune Insurance Malaysia Berhad
Company No: 197601004719 (30686-K)
Level 9, Wisma Tune,
No. 19 Lorong Dungun, Damansara Heights,
50490, Kuala Lumpur,
Malaysia.
Tel No: 1800 88 5753
Fax: 03-20941366
E-mail: [email protected]
Website: www.tuneprotect.com
Additionally, should you require additional information about general insurance, please refer to the insurance info booklet available at all our branches or you can obtain a copy from the sales representative at your convenience or visit www.insuranceinfo.com.my.
IMPORTANT NOTE
You must ensure that your property is insured at the appropriate amount. You should read and understand the insurance policy or contact the insurance company directly for more information.
The information provided in this disclosure sheet is a summary for quick and easy reference. The exact terms and conditions that apply are stated in the policy contract.
Tune Insurance Malaysia Berhad is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia The information provided in this Product Disclosure Sheet is valid as at March 2014