Tune Protect Malaysia with the registered name of Tune Insurance Malaysia Berhad (30686-K ) is a licensed insurer that has a geographically diverse presence in Malaysia, with 20 branches nationwide, and our Head Office strategically located in Kuala Lumpur.

Tune Protect Malaysia provides a comprehensive range of general insurance solutions through multiple distribution channels to balance the needs of different consumer groups. We are supported by dedicated agents, brokers and direct clients to underwrite various general insurance classes as listed in our products page.


21 Sept

Corporate business name renamed and registered as Tune Insurance Malaysia Berhad.


Tune Group through its wholly owned subsidiary, Tune Protect Group Berhad, acquired controlling interest of the company.

31 Jan

Merged with Capital Insurance Berhad and name changed to Oriental Capital Assurance Berhad.

1 Aug

Converted to a public limited company and assumed the name United Oriental Assurance Berhad.

27 Dec

Tune Insurance Malaysia Berhad was incorporated as a private limited company under the Act as United Oriental Assurance Sdn Bhd and began operations in 1977.


Khoo Ai Lin

A Message From The CEO


Welcome to Tune Protect.

At Tune Protect Malaysia, we believe that everyone deserves to be protected and that is why we aim to give our customers the added confidence to enjoy life’s journeys, knowing that they and the ones they love most are well protected.

We believe in making things simple, working in close collaboration with our employees, agents, distributors and partners to make insurance easy for our customers by designing hassle-free insurance solutions to specially cater to our customers’ needs.

Our strength lies in our people and that is why we create a diverse and inclusive environment where every employee feels valued and empowered to become the best that they can be.

In line with Malaysia’s vision to grow into a global digital hub, Tune Protect Malaysia leverages new technologies to lead in differentiation and customisation, structuring relevant protection solutions that best matches our customers’ needs.

Through our digital capabilities and big data analytics, we strive to deliver an exceptional customer experience through the understanding of our customers who are increasingly looking for tailored products and services that are fully relevant to their lifestyle. Our focus on technology not only allows us to offer innovative solutions, but also enhances the way we work to deliver more value, more efficiently.

We remain committed to look after all our stakeholders and we hope that you will join us as we strive to grow the market and drive our goal of becoming the leading digital insurer.

Thank you.

Khoo Ai Lin


Mohd Yusof bin Hussian, is the Non Independent Non-Executive Director of Tune Insurance Malaysia Berhad.

He is a graduate of Universiti Teknologi MARA, a fellow member of the Association of Chartered Certified Accountants (UK) and a member of the Chartered Institute of Purchasing and Supply (UK) and a Chartered Accountant of the Malaysian Institute of Accountants. He is also a Certified Financial Planner. He was for 5 years a member of the ACCA Malaysian Advisory Committee.

He started his career with Coopers & Lybrand from 1971 to 1976 as an external auditor. Later he joined PTM Thompson Advertisings Sdn Bhd, an affiliate of J. Walter Thompson Group in USA, as Finance and Administration Manager cum Company Secretary. He left the company and joined Shell Malaysia in 1986. During his tenure in Shell, he held various positions in the company and the refinery which included amongst others, Internal Auditor, Treasurer, Finance and Services Manager and Procurement Contract Manager. He resigned as a Special Project Manager from Shell in 1999 on early retirement.

He is presently an Independent Non-Executive Chairman of CIMB Aviva Assurance Berhad and CIMB Aviva Takaful Berhad, subsidiaries of CIMB Group Holdings Berhad. He is also an Independent Non-Executive Director of Proton Commerce Sdn Bhd, an associate company of Proton Holdings Berhad. He also holds directorships in Boilermech Holdings Berhad, UDA Holdings Berhad and Inti Universal Holdings Sdn Bhd.

Yusof is also the Chairman, a major shareholder and the principal consultant of Myny Jaya Consultancy Sdn Bhd which is his family owned company and which specialises in training and consultancy.

Razman joined the Board as an Executive Director on 21 July 2016 following his appointment as the Group Chief Executive Officer of the Holding Company, Tune Protect Group (Tune Protect Group Berhad). Prior to this he was the Independent Chairman of Tune Protect Group.

He also sits on the Boards of Tune Protect Reinsurance (Tune Protect Re Ltd), Tune Protect Thailand (Tune Insurance Public Company Limited) and Tune Protect UAE (Tune Protect Commercial Brokerage LLC), companies within the Tune Protect Group.

Razman has almost 40 years of experience in the fields of leadership management, corporate restructuring, mergers and acquisitions, corporate finance, management consulting and auditing.

He is a Chartered Accountant and is a Fellow of the Institute of Chartered Accountants in England & Wales, as well as a member of the Malaysian Institute of Accountants. He holds a BSc (Econs) joint-honours degree in Economics and Accounting, from University College, Cardiff, Wales.

Chee Siew Eng was appointed to the Board on 23 May 2012 as our Independent Non-Executive Director. He holds a Bachelor of Arts Degree in Economics from the University of Malaya. He has been a member of the Chartered Insurance Institute, U K (ACII) and the Malaysian Insurance Institute (MII).

He started his career in Insurance with the Office of the Director General of Insurance, Ministry of Finance as an Insurance officer from 1977 to 1988. Subsequently, he joined Bank Negara Malaysia in May, 1988 as a manager of the Insurance Regulation Department. He was promoted to Deputy Director prior to his retirement in 2008. In 2010, he was engaged as a consultant to assist Perbadanan Insurans Deposit Malaysia (PIDM) in formulating a new framework and legislation for the Insurance Compensation Scheme in Malaysia.

He also sits on the Board of Malaysian Life Reinsurance Group Berhad.

Ms. Tan Ming-Li, was appointed as an Independent Non-Executive Director of the Company on 1st April 2014. She is also a member of the Risk Management Committee.

Ms. Tan is a graduate from the University of Melbourne, Australia with a double degree in Law (Hons) and Science.

Ms. Tan is currently a partner in the legal firm of Cheang & Ariff and has been in legal practice since 1994. She specialises in corporate and securities law where she is principally involved in advising on capital market transactions, mergers and acquisitions, corporate restructuring as well as corporate finance related work. Prior to joining Cheang & Ariff in 1997, she practiced law in the firm of Allen & Gledhill, Kuala Lumpur, in the areas of corporate and commercial litigation and intellectual property.

Mr Lim Chong Beng was appointed as an Independent Non-Executive Director of the Company on 1 September 2015.

He is a graduate from University of Leeds, England with a Bachelor of Arts in Economics (Hons) and is currently a Fellow of the Institute of Accountants in England & Wales (FCA). In Malaysia he is also an Associate of the Malaysian Institute of Accountants and a Certified Financial Planner.

Mr Lim did his articleship with the UK firm, Bright , Grahame, Murray & Co. Upon his return to Malaysia, he joined Price Waterhouse for 5 years attaining the position of the Senior Audit Manager before leaving to join the general insurance industry.

He has 28 years of experience in the general insurance industry having worked as Controller Accounts in British American Life & General Insurance Berhad (now known as Manu Life Insurance Malaysia Berhad) and Head of Finance and IT in Berjaya General Insurance Berhad and Tokio Marine Insurans Malaysia Berhad. In the past 5 years at Tokio Marine his roles covered functional areas including Compliance, Risk Management and Corporate Planning with the last 3 years as Head of Internal Audit.

He is currently holding the position of Executive Director of CLS Risk Consult Sdn Bhd, the in-house corporate agency for the Tiong Nam group of companies, of which its holding company, Tiong Nam Logistics Holdings Berhad is a public listed company listed on the Bursa Malaysia.

Mr. Hong was appointed as an Independent Non-Executive Director of the Company on 3 June 2016. He is a graduate from University Malaya with a Bachelor in Engineering majoring in Electrical and Electronics (2nd Class Upper with Honours)

Mr Hong has about 30 years of experience in the ICT and Knowledge industry having been Senior Vice President of Strategic Planning and Technology Advisor at Taylors Education Group since April 2011. Prior to this, Mr. Hong served as the Group Chief Information Officer of Hong Leong Financial Group from April 2008 to March 2011. He was in Accenture Malaysia from March 1987 to December 1994 and served in senior positions in MBf Group of Companies from January 1995 to July 1999, Multimedia University from August 1999 to August 2000, Avanade Malaysia Sdn Bhd from September 2000 to January 2004 and Motorola Multimedia Sdn Bhd from August 2004 to March 2008.

Mr. Hong has been an Independent & Non Executive Director of Time Dotcom Bhd, a public listed company listed on the Bursa Malaysia since September 2012.




Chief Executive Officer of Tune Protect Malaysia

Khoo Ai Lin was appointed Chief Executive Officer of Tune Protect Malaysia on 2 August 2017.

She has more than 20 years of experience under her belt, serving various roles in Partnerships, Distribution, Bancassurance, Business Development as well as Affinity Business within the life, general and composite insurance. She is a well-established thought leader and partner in the Malaysian insurance industry. Prior to joining Tune Protect Malaysia, Ai Lin was the Chief Marketing Officer at a multinational insurance company.

Ai Lin is a graduate of La Trobe University and holds a Bachelor of Economics degree majoring in Banking and Finance.

Tune Protect Malaysia Management

Name Designation



With strong support from Tune Group and strategic alliances with AirAsia, we aim to make 'Tune Insurance' a household name by offering simple, straightforward and affordable insurance for companies and individuals. The impetus for this undertaking is our committed new management team and dedicated employees.

News and Events

February 2016
Date: 19 February 2016
Media Title: BERNAMA
Headline: Tune Protect Partners Super Strap To Provide Complimentary Baggage Insurance
Tune Protect Group Bhd has partnered baggage wrapping service provider, Super Strap, to offer travellers who wrap their checked-in baggage, free insurance to cover for any loss during a flight. Known as the Baggage Wrap Insurance, it is underwritten by Tune Insurance Malaysia Bhd. Read More
Date: 19 February 2016
Media Title: BERNAMA
Headline: Tune Bekerjasama Dengan Super Strap Sediakan Insurans Bagasi
Tune Protect Group Bhd bekerjasama dengan penyedia perkhidmatan pembalut bagasi, Super Strap, untuk menawarkan pengembara yang membalut bagasi daftar masuk mereka perlindungan insurans percuma bagi sebarang kehilangan semasa dalam penerbangan. Dikenali sebagai ‘Baggage Wrap Insurance’, ia ditaja jamin oleh Tune Insurance Malaysia Bhd. Read More
January 2016
Date: 4 January 2016
Media Title: The Star
Headline: Tune Protect eyes better results
Tune Protect Group Bhd (formerly Tune Ins Holdings Bhd), which saw its third quarter earnings drop by 20%, is unperturbed by the external headwinds and slower domestic consumption as it strives to chalk up a better set of results this year. Read More
December 2015
Date: 9 December 2015
Media Title: South China Morning Post
Headline: Tune Protect focuses on making insurance simple, convenient and affordable
Technology is the single most impactful force that is shaping how the world is doing business today. A formidable friend or foe, it remains the bridge that connects customers who require information on the go in the most convenient manner. Riding this wave of change, Tune Insurance has realigned its business focus and refreshed its brand proposition by reintroducing itself as Tune Protect. Read More


Please be informed that Tune Insurance head office will be relocating to the following address:

Tune Insurance Malaysia Berhad
Level 9, Wisma Tune,
No. 19, Lorong Dungun,
Damansara Heights,
Kuala Lumpur
General line: 03 – 2087 9000
Fax: 03 – 2094 1366

We will be operating at our new location in Damansara Heights as effective 28 April 2014. Our former office located at Jalan Ampang will no longer be occupied by TIH and TIMB employees. Kindly update your records to ensure that all communications reach your contact accordingly.

Should you have any questions on the relocation, be sure to contact us!

Thank you.

September 2012
Oriental Capital Assurance Berhad is renamed Tune Insurance Malaysia Berhad.


Dear Valued Customers / Guests,

In line with the initiative by Tune Protect Malaysia to streamline the Company’s business processes for greater efficiency, and the introduction of Regional Processing Centres nationwide, we wish to inform that our Seremban Branch located at No.12, Ground Floor, Jalan Dato’ Lee Fong Yee, 70000 Seremban, Negeri Sembilan, will cease to operate effective 28 February 2019.

Following the closure of the branch, all matters pertaining to insurance policy servicing, alterations and claims notification and reporting, will be managed by our Kuala Lumpur HQ Branch, located at:

Level 9, Wisma Tune,
19 Lorong Dungun, Damansara Heights,
50490 Kuala Lumpur

You may write directly to seremban@tuneprotect.com or contact our Customer Service Hotline: 1 800 88 5753 for any enquiries, alterations or renewals of your insurance policy. We have assigned specific staff to assist you with your enquiries to ensure that we continue to provide the best service to you.

Thank you.