Tune Protect Guard Easy
Snatch thefts can happen anytime, even in broad daylight! Don’t let a simple task such as walking down the road scare you. Guard Easy was designed to ensure you’ll be taken care of in those unexpected situations.
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Coverage is annually renewable.
(Subject to terms and conditions + Service Tax at the prevailing rate, effective 1 September 2018)
|Coverage||Basic Plan (RM)||Premier Plan (RM)|
|Loss of Cash & Personal Valuables due to Snatch Theft or Robbery||1,000.00||1,500.00|
|Yearly Premium before Service Tax||19.99||25.99|
|6% Service Tax||1.20||1.56|
|Yearly Premium with 6% Service Tax||21.19||27.54|
Duty of Disclosure
You must disclose all material facts in your application form fully and faithfully, otherwise your policy may be voided. Material facts are your age, medical condition and any other information that may affect your risk profile. If you are not sure whether a fact is material, please seek our advice.
The insurance will not be effective unless the premium payable has been fully paid.
The Company will pay the lnsured Person(s) in accordance to the limits stated in the Schedule of Benefit for loss of Cash and Personal Valuables in consequence of a snatch theft or robbery outside his/ her house. Theft or robbery must be reported to the police.
Limit of Liability per Plan
You may cancel the policy at any time by giving written notice to us. Upon cancellation, you may be entitled to a refund premium on pro-rated basis, subjected to you bearing RM15.00 administrative cost.
If you purchase the product and cancel it after 30 days, the following refund is applicable
When you request for cancellation at 30th day: Plan Premium: RM25.99 Administrative Cost: RM15.00
Refundable Premium = Premium Paid - Premium Chargeable - Administrative Cost RM25.99 - RM2.14 - RM15.00 = RM8.85 Therefore the refundable premium is RM8.85
When you request for cancellation after 6 months: Plan Premium: RM25.99 Administrative Cost = RM15.00
Refundable Premium = Premium Paid - Premium Chargeable - Administrative Cost RM25.99 - Rm12.82 - RM15.00 = - RM1.83 Hence there is no refund in premium.
Please contact us for assistance.
Kindly share with us the following information
for us to process your cancellation request.