PRO-Health MedicalWhile you work on making your house a home, let us work on protecting it. Enjoy bigger savings of more than 40%* with our fire insurance that’s flexible, giving you the freedom of personalising your home insurance. |
Coverage | HouseOwner (Building) |
HouseHolder (Contents) |
HouseOwner & HouseHolder (Building & Contents) |
---|---|---|---|
Fire, lightning, thunderbolt, subterranean fire |   | ||
Explosion |   | ||
Aircraft and Other Aerial Devices and/or articles dropped therefrom |   | ||
Impact damage by road vehicle or animals |   | ||
Bursting or Overflowing of Domestic Water Tanks, Apparatus or Pipes |   | ||
Theft with actual forcible and violent breaking into or out of a building or any such attempt |   | ||
Hurricane, Cyclone, Typhoon, Windstorm |   | ||
Earthquake, Volcanic Eruption |   | ||
Flood |   | ||
Robbery & Hold Up in the Premises of your property |   | ||
Contents Temporarily Removed from your private property | |||
Breakage to Mirrors | |||
Compensation for Death | |||
Domestic helper’s belongings | |||
Add-Ons (subject to additional Premium) | |||
Riot, Strike and Malicious Damage |   | ||
Landslide and Subsidence cover |   | ||
Plate Glass damage |
Looking for more coverage? Choose any of our Top Up Packs to personalise your home coverage.
Protection against loss of rental income, unoccupied premise and damage to content by your tenant.
Benefit(s) | Sum Insured |
---|---|
Loss of Rental Income due to Tenant Runaway | RM1,000 per incident, limit twice a year |
Malicious Damage by Tenant | Up to RM2,000 |
Unoccupancy Period (Due to Theft) |
|
Legal Fees for Letter of Demand | Up to RM1,000 |
Annual Premium | RM250 |
Covers your monthly loan instalment in the event your house is temporarily uninhabitable due to accidental death or total permanent disablement.
Benefit(s) | Sum Insured |
---|---|
House Deemed Temporary Uninhabitable | Reimbursement of monthly instalment up to RM15,000 or 6 months |
Accidental Death or Permanent Total Disablement of Insured Person | Reimbursement of monthly loan instalment up to RM15,000 or 6 months |
Annual Premium | RM25 |
Reimbursement for pipe burst, damage caused by termite, replacement doors, locks or windows due to theft and also cleaning allowances.
Benefit(s) | Sum Insured |
---|---|
Repair of burst pipe | Up to RM1,000 |
Loss or Damage to fixtures and fittings caused by termite | Up to RM500 |
Repair or temporary repair of replacement of Doors, Locks and Windows arising from Theft | Up to RM500 |
Domestic Helper Allowance | Up to RM200 |
Annual Premium | RM50 |
Covers your smart home devices due to destruction or damage caused by any accident.
Benefit(s) | Sum Insured |
---|---|
Destruction of or damage to the Smart Home Device | Up to RM10,000 (subject to RM2,000 per article limit) |
Annual Premium | RM65 |
Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
Benefit(s) | Sum Insured |
---|---|
Personal Liability | Indemnity up to RM250,000 |
Annual Premium | RM50 |
Get this extra benefit for FREE when you purchase both HouseOwner (Building) and HouseHolder (Contents) insurance
Personal Liability1 coverage – up to RM250,000
1Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
Just hit the “Buy Now” button.
Pick the coverage you want and select your building’s details. Fill in the amount you would like to insure for.
Receive your quote and select the add-on coverage you want.
You can also personalise your plan by choosing our Top Up Packs.
Download and fill up the claim form here.
Submit the claim form along with the supporting documents to [email protected].
Your claim will be reviewed accordingly and if approved, payment will be made within 3 working days from the approval date.
You may refer to the Starter Kit for a detailed guide on making a claim along with the documents needed.