Your home is one of the most personal investments you will make. So why not get personalised home insurance that fits your lifestyle, while enjoying great savings on your premium too.

Tune Protect understands that each person may have different needs, that’s why we developed Home Shield. A comprehensive home insurance plan that lets you customise your coverage with flexible add-ons such as protecting your smart home devices, burst pipes as well as Mortgage Loan Protection.

With Home Shield, rest assured that your home’s structure and its contents are well protected for your peace of mind.


Know Your Building Cost

This Building Cost Calculator (“Calculator”) provides an estimate of the rebuilding cost of your property for evaluation purposes only, and does not guarantee the actual amount that we may agree to insure your property for.


BROCHURE

 

PRODUCT DISCLOSURE SHEET

 

POLICY WORDING

 

HOW TO WITHDRAW FROM THE BANK

 





Frequently Asked Questions

More questions? Read on!
As a consumer, you have the right to arrange your own insurance. You may refer to the excerpt from BNM Prohibited Business Conduct below:

“As provided under the Product Transparency and Disclosure Guidelines, while the FSP may provide quotations for the insurance or takaful offered by the FSP’s panel, the financial consumer must be allowed to use the service of non-panel insurers or takaful operators if they choose to do so.”
A standard cover under HouseOwner (Section 1 – Building) of Tune Protect Home Shield policy meets the bank’s requirement. It provides all basic fire named perils like Fire & Lightning, Flood, Explosion, Impact Damage, Earthquake, Theft and more, except for Subsidence & Landslide and RSMD (Riot, Strike & Malicious Damage) where you can choose to purchase with an additional premium.
Your current loan value might not be the reconstruction cost of the same building. In the event of loss, claim settlement will be based on the reconstruction cost of the same building. Hence, you’ll need to ensure you have an adequate Sum Insured based on the reconstruction cost.
You are advised to purchase the Home Insurance from us before your existing policy’s expiry date. In most circumstances, you can purchase our Home Insurance policy 2 months in advance and send the insurance policy to the bank.
You need to send Tune Protect Home Shield policy to the bank and seek their acknowledgement. Subsequently, you can request for cancellation on the bank policy for a refund. You are required to follow up closely with the bank on the refund once you have sent them the email.
It is subject to the bank’s cancellation of policy condition and it may be different from case to case. The sample of self-arranged policy letter can be found here. You are required to follow up closely with the bank on the refund.
Insured items can be separated in the policy and the mortgagee clause is only applicable to the item where the bank has interest. In this case, the mortgagee clause shall only apply to the building and can be stated in the policy.
Yes, in this case, you and your wife’s name will need to be stated in the Home Insurance policy.