Tune Trip

An accident can damage far more than just your car – medical bills and other care expenses accumulate quickly too. With Tune Protect Ride Easy, we’ll take care of the passengers involved so that you can have peace of mind.

PREMIUM

Coverage needs to be renewed annually but your premiums stay fixed!

(Subject to terms and conditions + 6% GST)

  SUM INSURED FOR
EACH INSURED PERSON
(RM)
BENEFITS PLAN A PLAN B
1)  Accidental Death 20,000 30,000
2) a) Loss of both hands or both feet or sight of both  eyes
b) Loss of one hand and one foot
c) Loss of either hand or foot and sight of one eye
d) Loss of either hand or foot
e) Loss of sight of one eye
a) 20,000
b) 20,000
c) 20,000
d) 10,000
e) 10,000
a) 30,000
b) 30,000
c) 30,000
d) 15,000
e) 15,000
3) Medical Expenses (Per Insured Person For Private Car & Private Van Only) 200 400
4) Bereavement Allowance (Per Insured Person) 1,000 1,000
5) Daily Hospital Income (up to a maximum of 30 days per policy period per Insured Person) 50 50
Sum Insured Per Person 20,000 30,000
SEATING CAPACITY ANNUAL PREMIUM (RM)
1) Private Car & Private Van (Driver and 4 passengers)
2) Private Car & Private Van (Each Additional Passenger)
1) 75
2) 9
1) 113
2) 10

 

 


PRODUCT DISCLOSURE SHEET


POLICY WORDING

Frequently Asked Questions

More questions? Read on!
Tune Protect Ride Easy is an insurance product designed to protect the insured, driver and/ or passenger(s) in the event of a bodily injury arising from an accident which results in death or disablement. It covers all persons riding or driving the private vehicle named in the policy.
You may use your credit card or even your debit card to make the payment.
  • Accidental Death
  • Permanent Disablement
  • Medical Expenses
  • Bereavement Allowance
  • Daily Hospital Income
  • Malaysians or Residents who have permanent address in Malaysia
  • Malaysians or Residents who are from the age of 3 years and up to 69 years old only
Your coverage starts from the date of successful made your payment online.
The coverage period is for 12 calendar months from the date you have successful made your payment online. Subsequently, after the expiry date, you can purchase Tune Protect Ride Easy on a yearly basis.
Yes, you can buy multiple Tune Protect Ride Easy but only one policy is allowed for one named vehicle.
Motor Insurance only covers for the damage to vehicle and third party liability whilst Tune Protect Ride Easy Insurance covers the Insured, the driver and its unnamed passengers inside the private vehicle for death and permanent disablement.
  • Duty of Disclosure

    You must give all the material facts in your application form fully and faithfully otherwise your policy may be voided. Material facts are your age, medical condition and any other information that may affect your risk profile. If you are not sure whether a fact is material, please seek our advice.

  • Payment Terms

    The insurance will not be effective unless the premium payable has been fully paid.

  • Claims

    The Company will pay the lnsured, the driver and passenger(s) in accordance to the limits stated in the Schedule of Benefits against death, permanent disablement, medical expenses and/ or bereavement expenses resulting from an accidental event.

You may cancel the policy at any time by giving written notice via email to us. We shall retain the customary short period rate for the time the policy has been in force. Upon cancellation, you are entitled to a refund premium subjected to the following:-
Short Period Rates  
1) Not exceeding 3 calendar months 59% deducted
2) Exceeding 3 months but up to 6 months 75% deducted
3) Exceeding 6 months 100% deducted
Please email your Certificate of Insurance, IC number, name of insured, bank account number and name of the bank to hello@tuneprotect.com.
No, you are not entitled to upgrade or downgrade the plan.
This plan is non-transferrable, as it only covers the vehicle which is named and stated during the online purchase of Tune Protect Ride Easy.

It is crucial for you to update your contact information to ensure all correspondence reach you on a timely manner.

You may update you profile here.

For urgent assistance, do not hesitate to contact us here.

Your coverage will cease once your limits( as per sum insured) is exhausted .
Payment of any claim shall be in Ringgit Malaysia (via e-payment ) or its equivalent in other currency (by Bank Draft) at the prevailing rate as per Bank Negara Malaysia (Central Bank of Malaysia) at the time of effecting payment.
Yes, you can. For security reasons and to enable a smooth payment process, please make sure you obtain acknowledgement and approval from the other person to use his/ her credit card or debit card, before making the payment.
Goods and Services Tax (“GST”), which is also known as Value Added Tax (VAT) is a multi-stage consumption tax on goods and services in Malaysia. It will be implemented with effect from 1st April 2015 in Malaysia at Standard-rated supplies of 6%. Standard-rated supplies are goods and services that are charged GST with a standard rate.
Yes, Tune Protect Ride Easy plans are a Standard-rated Product, thus 6% GST will be charged
You can update your beneficiary nomination here.