Benefits
Fire Plus Insurance
Covers loss or damage to your property due to fire, lightning and explosion caused by gas.
*used for domestic purposes
*used for domestic purposes
Burglary
Covers loss or damage due to theft and/or robbery of your stock in trade, office equipment and other contents including damage to your premises
Money
Covers loss of money in transit or theft within your premises, or damages to locked safe, drawers, strong room or cash register and cabinets. Additional 20% coverage for loss of money during festive seasons.
Fidelity Guarantee
Covers direct Financial Loss due to an act of fraud or dishonesty committed by any of your employees.
Plate Glass, Signboard and Signage
Covers loss due to breakage or damage to glass, signboards and signages on the premise.
Public Liability
Covers your legal liability to third parties including legal cost and expenses in respect of bodily injury and property damage.
Anti-Theft System Replacement
Covers the reimbursement costs of burglar alarms, CCTVs or Central Monitoring System damaged by thieves or burglars from burglary attempt thereat.
Personal Effects
Covers reimbursement costs to personal effects belonging to you or your employees as a result of theft or any attempt thereat including armed robbery and/or hold-up.
Fire Consequential Loss
Coverage for loss of profits, revenue, rental, standing charges, wages or salaries on payroll basis and increase in cost of working due to business interruption as a result of fire and/or other extended perils.
Mobile Equipment
Covers loss or damage to Mobile Equipment, its accessories or spare parts whilst thereon due to accidental collision or overturning, fire, lightning, burglary, theft and other perils.
Employee Benefit - Group Personal Accident
Covers compensation upon death, permanent disablement and medical cost due to accidental bodily injury of your employees.
Employer's Liability
Covers your legal liability to employees for occupational bodily injury whilst in the course of employment in your company.
All Risks
(Accidental Damage Only)
Covers accidental damage on all plant, machinery, mechanical equipment and apparatus, as well as all fixed office machine and equipment, on your premise.
Covers accidental damage on all plant, machinery, mechanical equipment and apparatus, as well as all fixed office machine and equipment, on your premise.